Time, Money and...

A friend of mine used to dream about all the adventures she wanted in her life and then summarize that all she needed was some time and money. I've been thinking about that little statement lately and thinking that she may have been missing one other element - happiness and contentment. Yes, time and money may be the elements that can make some of life's adventures possible, but I need to remember to not pine for these things alone. Actually, happiness and contentment can stand independently of these two but what are time and money without the true ability to enjoy the things that they make possible. At what costs, are we willing to chase time and money, and will we miss something richer on our way to achieve these two?